Adverse credit mortgages.
With borrowing at an all-time high in the UK it is inevitable that many people, often through no fault of their own, will have some form of adverse credit registered against them.
However, many other lenders have seen the huge potential that this situation creates, and there are now more and more who will tailor their service and loans to your individual situation, and look sympathetically at any adverse credit you may have. In contrast to the impersonal attitude you may have encountered on the High Street, they understand that the problems you may have had in the past don't necessarily point towards further problems in the future.
The Adverse credit mortgage loan market is now highly competitive: as specialist brokers, we have both the access to the whole of this market, and the knowledge and experience to back it up.
Assessing what is the cheapest option can be complicated when it comes to adverse credit mortgages. We can advise you on what the lenders’ policies are, and help ensure that you end up with the mortgage that most suits your individual needs.
| Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD: Residential Lending: |
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| Abbey | GMAC | Preferred |
| Accord | Halifax | Principality |
| Advantage | Infinity Mortgages | Progressive |
| Alliance & Leicester | Intelligent Finance | Royal Bank of Scotland |
| Bank of Scotland | Kensington | Scottish Widows |
| Bank of Ireland | Leeds | Skipton |
| Birmingham Midshires | Lloyds TSB | SPML |
| Bristol & West | Mortgage Express | Standard Life Bank |
| Buildloan | Mortgages Plc | The Mortgage Works |
| Capital Home Loans | Mortgage Trust | TMB |
| Chelsea | Nationwide | The Mortgage Business |
| Cheltenham & Gloucester | Natwest | The One Account |
| Coventry | Northern Rock | UCB Homeloans |
| Dunfermline | Norwich & Peterborough | Ulster Bank |
| Edeus | Paragon | West Bromwich |
| First Active | Platform | Woolwich |
| First Trust | Portman | |
Lenders accessible through The Packagers: |
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| Amber | Future | Money Partners |
| Beacon | High Street Homeloans | Rooftop |
| DB Mortgages | I Group | Scarborough |
| First National | London & Scottish | Swift |
| Freedom Lending | London Mortgage Co | Unity and Victoria Mortgages |
Commercial Lenders: |
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| BOI | Heritable | Northern Rock |
| BOS | Interbay | RBS |
| Chase UK | Natwest | TBMC |
| Fiducia | ||
Overseas Property: |
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| Blevins Franks | Conti Financial Services | Fidentia Group |
Life Insurance Providers: |
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| Axa | Friends Provident | |
| Bupa | Health-on-line and Standard Life | |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
