News Archive - FTB Mortgage News

A £3 billion homebuilding plan for London has moved a step closer with the establishment of the London HCA Board.The Homes and Communities Agency...
Published: 08/02/2008

There was an increase in the number of first time buyers (FTBs) who entered the market in January.Figures from Spicerhaart Financial Services reveal t...
Published: 08/02/2008

It has been revealed that repossessions fell in the second half of 2007, albeit marginally.The Council of Mortgage Lenders (CML) said that 13,600 repo...
Published: 08/02/2008

More than 80 per cent of mortgage lenders believe that home repossession will rise this year, according to a new survey from law firm Moore Blatch.Sur...
Published: 06/02/2008

British homeowners are keen to ensure that they have plenty of privacy in their home.That is according to new research from Yorkshire Bank, which reve...
Published: 01/02/2008

The Council of Mortgage Lenders (CML) does not share the gloomy outlook for the mortgage market that some analysts do.In a commentary on the market, t...
Published: 31/01/2008

The average interest paid on a mortgage increased markedly between December 2006 and November 2007.New figures from mform show that the amount of inte...
Published: 31/01/2008

Fears that a change to the law surrounding student debt will prevent first time buyers making it onto the property ladder have been dismissed.It has b...
Published: 30/01/2008

Women are worse than men when it comes to managing their finances, according to new research.According to Abbey, women are less likely to shop around ...
Published: 30/01/2008

The average price of a new home in London fell in the last 12 months, according to Smart New Homes.According to the firm, a drop of 4.1 per cent was w...
Published: 29/01/2008

The south-west of England has benefited from an influx of homebuyers because the region has a number of attractive characteristics.That is according t...
Published: 25/01/2008

A strong desire among Britons to own their own home will keep the mortgage market buoyant in 2008.That is the opinion of financial advisor Best Invest...
Published: 24/01/2008

The average UK homebuyer would rather search for a property on the internet than use more traditional methods.New research from Hot Property reveals t...
Published: 21/01/2008

Homeowners in parts of the UK have been warned that more severe weather is on the way, potentially leading to large-scale flooding.It follows floods e...
Published: 18/01/2008

According to website Fool, the majority of Britons spend longer considering where to go on holiday than they do choosing a mortgage.The site claims th...
Published: 17/01/2008

First time buyers (FTBs) have been advised to draw up a cohabitation agreement before entering into a shared ownership agreement.FirstRungNow supports...
Published: 15/01/2008

Mortgage borrowers have been very canny in the type of loans they have taken out in recent months, according to Spicerhaart Financial Services.The fir...
Published: 11/01/2008

Now may be a good time for first-time buyers (FTBs) to enter the UK property market.That is according to Miller Homes, which said that new buyers can ...
Published: 03/01/2008

First time buyers (FTBs) are still struggling to make it onto the property ladder but the "phenomenon" of price inflation appears to be over...
Published: 03/01/2008

The number of first time buyers (FTBs) entering the property market in 2007 fell to low[CUT?] levels not seen since 1980.According to Halifax, just 30...
Published: 24/12/2007

First time buyers and other borrowers are struggling to keep up with mortgage repayments because lenders have not reduced their rates.According to Mon...
Published: 21/12/2007

First time buyers (FTBs) may be able to land themselves a bargain as a result of a slowing housing market.Despite many FTBs struggling with affordabil...
Published: 20/12/2007

It is not possible for the UK to build itself out of the current housing affordability crisis.That is according to Firstrung and is bad news for first...
Published: 17/12/2007

The majority of first time buyers (FTBs) would like to receive a deposit on a house for Christmas.A total of 62 per cent of young buyers said that thi...
Published: 14/12/2007

First time buyers (FTBs) have been given a boost with the news that the number of empty homes in England fell between 2003 and 2006.According to resea...
Published: 03/12/2007

A third of all Britons are concerned about the economic situation in the country and many are putting major purchases such as buying a home on hold.Fi...
Published: 30/11/2007

The introduction of Home information packs (Hips) should benefit first time buyers (FTBs).That is according to Hip provider Hiphiphooray.com, which sa...
Published: 30/11/2007

It is more difficult now than ever before for first time buyers (FTBs) to save for a pension because it is so expensive to get a foot on the property ...
Published: 29/11/2007

Some first time buyers (FTBs) are being forced to live in areas they do not want to be in due to rising house prices.Website PricedOut says that house...
Published: 28/11/2007

First time buyers (FTBs) are struggling to get onto the property ladder in London as prices have increased well above the average wage.The London Hous...
Published: 27/11/2007

First time buyers (FTBs) are finding it more difficult to get an adverse credit mortgage but things may be about to pick up for them.Following the glo...
Published: 26/11/2007

The introduction of home information packs (Hips) across the entire property market will make it more difficult for first-time buyers to get on the pr...
Published: 23/11/2007

The government has announced plans to speed up the delivery of new greener, affordable homes for first time buyers and families.It follows the publica...
Published: 22/11/2007

From December 14th anyone wishing to sell a home in England and Wales will need to pay for a Home information pack (Hip).It has been announced today t...
Published: 22/11/2007

Many first time buyers (FTBs) are being priced out of the UK housing market, according to new research from Endsleigh.The firm has published a study w...
Published: 21/11/2007

Gross mortgage lending increased in October, spelling good news for the mortgage market.The Council of Mortgage Lenders (CML) says that lending reache...
Published: 20/11/2007

First time buyers (FTBs) are being forced to consider going to great lengths in order to get onto the property ladder.Research by Abbey Mortgages show...
Published: 20/11/2007

Affordability for first time buyers (FTBs) has increased in November, according to the latest house price index.Rightmove has revealed that property p...
Published: 19/11/2007

The current UK housing market is geared towards first-time buyers (FTBs), according to Firstrung.The firm says that FTBs are in a strong position and ...
Published: 19/11/2007

The Association of Home Information Pack Providers (Ahipp) is calling upon the government to announce a full rollout of Home information packs (Hips)....
Published: 15/11/2007

Homebuyers are better off financially than tenants over a 25-year period.That is according to new research by Abbey, which shows that the average home...
Published: 15/11/2007

First-time buyers (FTBs) are actually set to benefit from the recent turmoil in the financial markets.That is according to 1st Property Investment, wh...
Published: 15/11/2007

Homebuyers in the UK are increasingly buying properties in commuter towns just outside of London.That is according to the National Housing Federation ...
Published: 12/11/2007

Parents are increasingly turning to the equity released when they downsize their property in order to help their children to buy a home.That is accord...
Published: 12/11/2007

British homeowners and first time buyers (FTBs) are unhappy with the recent tax changes announced in the pre-budget report.That is according to a HotP...
Published: 12/11/2007

A new scheme is being launched by the government in a bid to help first time buyers (FTBs) onto the property ladder.The Department of Communities and ...
Published: 05/11/2007

New build properties are no more likely to lose value than other types of house.The Home Builders Federation (HBF) says that new builds are capable of...
Published: 05/11/2007

The Bank of England's Monetary Policy Committee (MPC) may announce a cut to the base rate of interest in December.That is according to Royal London As...
Published: 05/11/2007

First time buyers (FTBs) are continuing to enter the property market despite talk of a downturn.That is according to the Fair Investment Company (FIC)...
Published: 02/11/2007

First-time buyers (FTBs) can benefit from 100 per cent mortgages if their circumstances suit.Recent years have seen this type of mortgage and adverse ...
Published: 31/10/2007

Thousands of first time buyers (FTBs) are running the risk of getting into negative equity, according to mform.The firm claims that 33,000 people took...
Published: 30/10/2007

First time buyers (FTBs) are increasingly being hit by stamp duty, with 25 areas accounting for over a quarter of all the tax paid in 2006/07.Research...
Published: 29/10/2007

People seeking their first mortgage have suffered a blow with the news that house prices continued to rise in September.Figures from the Land Registry...
Published: 26/10/2007

The idea of a smooth rollout of the new housing information packs (Hips) is misleading and is nothing but spin, according to the National Association ...
Published: 25/10/2007

First-time buyers taking advantage of shared ownership deals could be paying more than they should for their properties, according to Guardian Money.T...
Published: 25/10/2007

As the once-booming UK housing market slows down, things could be getting easier for those looking to get on the property ladder for the first time, a...
Published: 24/10/2007

A property expert has claimed that the number of first-time buyers turning to let-to-buy mortgages is proof of the difficulty now faced by youngsters ...
Published: 23/10/2007

Lenders are increasingly offering customers green mortgages but it seems that as yet there is no clear definition of what they include.Mortgage provid...
Published: 23/10/2007

Television property guru Kirstie Allsopp is to work with the Conservative Party on a review of the UK housing market.Ms Allsopp will lead the review w...
Published: 22/10/2007

It has been revealed that the amount of stamp duty being paid by first time buyers has increased by 24.76 per cent in the last 12 months.Figures from ...
Published: 17/10/2007

A worrying number of first time buyers (FTBs) are using credit cards to keep up with mortgage payments.Shelter, the homelessness and housing charity, ...
Published: 17/10/2007

First time buyers (FTBs) received a blow when the chancellor of the exchequer failed to raise the stamp duty threshold.That is according to FirstRungN...
Published: 16/10/2007

First time buyers (FTBs) are finding it more difficult to get their first mortgage as a result of lenders tightening their criteria. Most analysts had...
Published: 15/10/2007

Property prices rose in October, decreasing affordability for first-time buyers even further. According to the Rightmove House Price Index, there was ...
Published: 15/10/2007

The number of first time buyers (FTBs) entering the market has declined considerably in the last seven months.New figures from Moneysupermarket show t...
Published: 12/10/2007

Fewer people took out a first mortgage in September, according to the latest statistics.Figures from the Royal Institution of Chartered Surveyors (Ric...
Published: 11/10/2007

First time buyers (FTBs) may find it more difficult to take out a mortgage in the future.That is according to The Mortgage Lender, which says that tig...
Published: 11/10/2007

Many mortgage borrowers face being put on adverse credit mortgage deals once their current fixed-rates come to an end.Around 40,000 to 60,000 homeowne...
Published: 10/10/2007

People looking to get their first mortgage could benefit from entering into a shared ownership agreement.That is according to the National Housing Fed...
Published: 09/10/2007

First-time buyers (FTBs) may find themselves unable to sell their homes if prices do not continue to rise.Website Fool says that one in 20 people with...
Published: 08/10/2007

Almost a quarter of all potential young buyers in the UK are priced out of their local area.A report published by Hometrack shows that people seeking ...
Published: 05/10/2007

First-time buyers (FTBs) have been warned against taking their first mortgage out in a foreign country.FirstRungNow says there are large risks in buyi...
Published: 03/10/2007

First-time buyers (FTBs) are being forced to extend their commute to work in order to get onto the property ladder.New research by Abbey shows that pr...
Published: 01/10/2007

The Conservatives have announced radical new plans to increase the stamp duty threshold.In a speech at the party conference in Blackpool, shadow chanc...
Published: 01/10/2007

There has been a rapid decline in the number of first-time buyers (FTBs) in Northern Ireland.That is according to the Northern Ireland Housing Executi...
Published: 26/09/2007

First-time buyers (FTBs) are struggling to get onto the property ladder in London due to increasing levels of stamp duty.According to property search ...
Published: 26/09/2007

A new study highlights the gulf that exists between first-time buyers (FTBs) and current property prices in England and Wales.According to Halifax Est...
Published: 24/09/2007

First-time buyers (FTBs) are being priced out of the UK housing market by an increasing number of buy-to-let investors.That is according to pressure g...
Published: 21/09/2007

First-time buyers (FTBs) are not being affected by the global credit crunch any more significantly than other borrowers.That is according to the Counc...
Published: 21/09/2007

The average house price in the north-east of England reached its highest level in 2006.According to new figures published in the Annual Housing Summar...
Published: 20/09/2007

The value of mortgages lent by banks increased in August, but the overall figure fell.Statistics from the British Bankers' Association (BBA) show that...
Published: 20/09/2007

New home prices fell in August, according to the latest set of statistics.Figures from SmartNewHomes.com show that the average new home cost £259...
Published: 20/09/2007

First-time buyers (FTBs) tend to be very realistic when it comes to the amount of money they need to remain on the property ladder.It may be assumed t...
Published: 19/09/2007

People looking for a first mortgage and other home loan hunters are being advised to think carefully about their options after reports of an increase ...
Published: 14/09/2007

New buyers looking for a first mortgage that will charge them a consistent rate for a sustained period of time will be interested to hear about a new ...
Published: 13/09/2007

The Skipton Building Society has unveiled a pair of capped-rate mortgages that it claims will offer security to borrowers on a budget.Rates on the thr...
Published: 10/09/2007

The National Association of Estate Agents has welcomed the Bank of England's decision to hold interest rates and said that a period of stability will ...
Published: 07/09/2007

Many would-be homebuyers are so eager to get themselves a first-time buyer mortgage and get a foot on the property ladder that they are willing to com...
Published: 07/09/2007

Indications that house price growth is slowing at last under the impetus of successive base rate rises could create a window of opportunity for first ...
Published: 31/08/2007

Woolwich has launched a set of mortgage deals tailored to the specific needs of prospective homeowners at both ends of the buyers' market, from first-...
Published: 29/08/2007

A number of recent studies have shown that many people seeking first-time buyer mortgages find themselves priced out of their desired property and set...
Published: 23/08/2007

An interest-only mortgage could give a first-time buyer a financial margin which helps them afford other outgoings after purchasing their property, th...
Published: 22/08/2007

Mortgage lending stayed strong through July as homeowners borrowed £34.4 billion in total, the latest figures from the Council of Mortgage Lender...
Published: 20/08/2007

First-time buyers are shouldering unprecedented income multiples of mortgage debts to help them afford their first home, figures from the Council of M...
Published: 17/08/2007

First-time buyers (FTBs) have been warned that an interest-only mortgage could be a dangerous option to take when moving into their first home.Accordi...
Published: 15/08/2007

The necessity of tailored first-time buyer mortgages to boost the number of people entering the property market has been illustrated by figures from t...
Published: 14/08/2007

New homebuyers are likely to turn to friends and family for advice on buying their house and getting a first-time buyer mortgage, according to researc...
Published: 13/08/2007

New property buyers have been warned of the variety of costs that can emerge when moving into a house, outside those that are included in first-time b...
Published: 10/08/2007

High street bank HSBC has announced that it will remove the fees on its mortgage products for two months in a bid to simplify the lending process.The ...
Published: 07/08/2007

The Leeds Building Society has launched a ten-year fixed-rate mortgage with a headline rate of 5.89 per cent.Borrowers can use this product to cover u...
Published: 03/08/2007

Skipton Building Society has claimed that its new capped-rate mortgages will offer first-time buyers and other borrowers added security in a climate o...
Published: 02/08/2007

The levels of debt that many graduates leave university with may be a barrier to those hoping to get on the property ladder, but a lack of equity is j...
Published: 02/08/2007

The average amount being borrowed for first-time buyer mortgages is almost double the level of four years ago, according to Abbey.Figures released by ...
Published: 31/07/2007

Some 54 per cent of British mortgage borrowers would not take out a mortgage with a rate fixed for 25 years, according to research by Abbey.The mortga...
Published: 30/07/2007

Significant numbers of young people hoping to get on the property ladder are willing to borrow large amounts and run the risk of repayment problems in...
Published: 27/07/2007

Graduates are continuing to find it difficult to secure a first-time buyer mortgage and get a foot on the property ladder, according to research.Some ...
Published: 27/07/2007

Young professionals would benefit from the availability of tailored mortgages that are designed specifically for their needs, it has been claimed.Acco...
Published: 25/07/2007

People looking for a first-time buyer mortgage should be considering the type of deal they are looking for and the cost of financing the loan, rather ...
Published: 20/07/2007

The Gordon Brown government is unlikely to make any significant changes that will make first-time buyer mortgages more accessible or make it any easie...
Published: 19/07/2007

The AA has claimed that many people on first-time buyer mortgages are getting themselves into difficult situations by failing to carry out simple chec...
Published: 18/07/2007

Cheltenham & Gloucester (C&G) has launched a new range of fixed-rate mortgages, with high loan-to-value (LTV) rates making some potentially in...
Published: 17/07/2007

People who are on the lookout for good first-time buyer mortgages are keen to purchase a home close to their parents, according to research.A Zurich I...
Published: 16/07/2007

A mortgages expert has revealed that first-time buyers are facing their toughest test yet in trying to get onto the UK property ladder.Michael Coogan,...
Published: 13/07/2007

Banks moved to throw their backing behind the comments of the chancellor Alistair Darling who said the government is to publish proposals to increase ...
Published: 12/07/2007

Following the announcement of the government's support for long-term mortgages, Nationwide has revealed a new deal which keeps the rate constant for 2...
Published: 12/07/2007

Bradford & Bingley has called for a review of stamp duty in the UK mortgage market, describing it as a "stealth tax".According to resear...
Published: 11/07/2007

Alliance & Leicester has revised part of its mortgage offering, with a package that has been "very popular" with first-time buyers among...
Published: 11/07/2007

The number of long-term fixed-rate mortgages lasting up to 25 years could grow under plans outlined by incoming chancellor Alistair Darling this week....
Published: 10/07/2007

While there has been recent political discussion about the value of long-term fixed-rate home loans, short-term fixed rates continue to be popular, pa...
Published: 10/07/2007

Many would-be homeowners could receive some help in getting their hands on a first-time buyer mortgage as a result of the recent smoking ban, accordin...
Published: 09/07/2007

The importance of providing comprehensive first-time buyer mortgages has been emphasised by Barclays, which claims that the burden on new homeowners i...
Published: 06/07/2007

Despite the fact that first-time buyer mortgages could be made more expensive by today's interest rate rise, new borrowers will not be deterred from e...
Published: 05/07/2007

First-time buyers (FTBs) are hindering their own attempts to get onto the property ladder by spending any money they save for a deposit, according to ...
Published: 02/07/2007