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First time buyers mortgages

A big commitment.

Buying a property is probably the biggest financial commitment that you'll ever make - and getting on that vital first rung of the property ladder is an even more daunting prospect. When you add to this the increasingly competitive mortgage market with its wealth of products on offer - you're faced with some potentially confusing and stressful decisions.

Mortgage advice for first time buyers

With this in mind, we've designed this section of the website to answer some of those questions. Here, you'll find mortgage advice for first time buyers, together with tips on finding your dream home, information on safeguarding your investment with mortgage protection insurances and some frequently asked questions that we've encountered from people in your situation.

The next step.

We're here to give you help and support every step of the way. Whether you prefer to get in touch over the telephone, by e-mailing to request mortgage quotes, or to arrange a face-to-face appointment - either at your home, place of work or at our London offices - one of our experienced mortgage brokers will always be on hand to assist you with your mortgage enquiry.

First time buyer mortgage deals

10 top tips for first time buyers

First time mortgage advice

Stamp duty


Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD:

LIMA Financial Services LTD have access to the following lenders and Insurers

Residential Lending:

Abbey GMAC Preferred
Accord Halifax Principality
Advantage Infinity Mortgages Progressive
Alliance & Leicester Intelligent Finance Royal Bank of Scotland
Bank of Scotland Kensington Scottish Widows
Bank of Ireland Leeds Skipton
Birmingham Midshires Lloyds TSB SPML
Bristol & West Mortgage Express Standard Life Bank
Buildloan Mortgages Plc The Mortgage Works
Capital Home Loans Mortgage Trust TMB
Chelsea Nationwide The Mortgage Business
Cheltenham & Gloucester Natwest The One Account
Coventry Northern Rock UCB Homeloans
Dunfermline Norwich & Peterborough Ulster Bank
Edeus Paragon West Bromwich
First Active Platform Woolwich
First Trust Portman  

Lenders accessible through The Packagers:

Amber Future Money Partners
Beacon High Street Homeloans Rooftop
DB Mortgages I Group Scarborough
First National London & Scottish Swift
Freedom Lending London Mortgage Co Unity and Victoria Mortgages

Commercial Lenders:

BOI Heritable Northern Rock
BOS Interbay RBS
Chase UK Natwest TBMC
Fiducia

Overseas Property:

Blevins Franks Conti Financial Services Fidentia Group

Life Insurance Providers:

Axa Friends Provident
Bupa Health-on-line and Standard Life

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE