Sub prime mortgages...
UK lenders will offer tailored products to those with low credit ratings, known as sub prime mortgages. The term sub-prime covers a wide range of possible situations, including defaults, mortgage arrears and IVAs (individual voluntary arrangements). There are now many lenders who will even consider offering a mortgage after bankruptcy. In fact, whatever your situation, it is always worth contacting us to check what may be available.
For each situation, sub prime lenders have specific criteria which must be met, such as the number of years that a bankruptcy must have been satisfied, and these vary widely from lender to lender; as the sub prime market has become so competitive over the last few years it is imperative that you make sure you are being given the best possible advice.
Once you have given us the details of your situation we will source the sub prime market from our wide range of sub prime mortgage lenders. Our substantial experience in the sub prime market will help ensure that you get the most competitive mortgage available under your circumstances.
| Please click here for a mortgage quote. All enquiries will be forwarded to LIMA Financial Services LTD: Residential Lending: |
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| Abbey | GMAC | Preferred |
| Accord | Halifax | Principality |
| Advantage | Infinity Mortgages | Progressive |
| Alliance & Leicester | Intelligent Finance | Royal Bank of Scotland |
| Bank of Scotland | Kensington | Scottish Widows |
| Bank of Ireland | Leeds | Skipton |
| Birmingham Midshires | Lloyds TSB | SPML |
| Bristol & West | Mortgage Express | Standard Life Bank |
| Buildloan | Mortgages Plc | The Mortgage Works |
| Capital Home Loans | Mortgage Trust | TMB |
| Chelsea | Nationwide | The Mortgage Business |
| Cheltenham & Gloucester | Natwest | The One Account |
| Coventry | Northern Rock | UCB Homeloans |
| Dunfermline | Norwich & Peterborough | Ulster Bank |
| Edeus | Paragon | West Bromwich |
| First Active | Platform | Woolwich |
| First Trust | Portman | |
Lenders accessible through The Packagers: |
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| Amber | Future | Money Partners |
| Beacon | High Street Homeloans | Rooftop |
| DB Mortgages | I Group | Scarborough |
| First National | London & Scottish | Swift |
| Freedom Lending | London Mortgage Co | Unity and Victoria Mortgages |
Commercial Lenders: |
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| BOI | Heritable | Northern Rock |
| BOS | Interbay | RBS |
| Chase UK | Natwest | TBMC |
| Fiducia | ||
Overseas Property: |
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| Blevins Franks | Conti Financial Services | Fidentia Group |
Life Insurance Providers: |
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| Axa | Friends Provident | |
| Bupa | Health-on-line and Standard Life | |
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
